Financial Clarity Starts Here
Get Spending Under Control & Run Your Personal Finances Like a Business
December 2024
December 2024
Analysis by AI
๐ฏ Smart move saving $2,292! Let's put it to work: Split 70% into AI-driven stocks (est. 15% APY) and 30% in dividend stocks (est. 6% yield). In 5 years, you're looking at $6,800+ and compounding. ๐
โ ๏ธ Of family spenders, Sarah has used 81% of the variable budget ($842/$1040). High spending at Sephora ($320) and Lululemon ($275) this month. Consider not doing this in the future. ๐
๐ก Your business earned $4,794.22 this month. Did your kids help? Hire them for tasks and shift income to lower tax brackets, saving up to $1,000 annually. ๐จโ๐ฉโ๐งโ๐ฆ
Daily Net Earnings
See your daily net earnings and how they compare to your budget.
Savings Optimization
Intelligent recommendations to maximize your savings from your daily net earnings.
Secured Data
Safely connect your accounts with our Bank-grade AES-256 encryption, SOC2 Type II certified security.
What Beta Users Are Saying
Sarah J.
Freelance Designer
"As a freelancer with irregular income, I always struggled to budget effectively. PersonalFi.ai has been a game-changer. It adapts to my cash flow and helps me stay on top of my finances, even in lean months."
Michael T.
Small Business Owner
"Running a small business, I wore many hats, including that of a financial manager. PersonalFi.ai simplified my personal and business finances, giving me more time to focus on growing my company. It's like having a CFO in my pocket!"
Emily R.
Recent Graduate
"Fresh out of college with student loans, I was overwhelmed by financial responsibilities. PersonalFi.ai guided me through creating a realistic budget and debt repayment plan. Now, I feel confident about my financial future!"
Choose Your Plan
Free
$0/month
- Manual financial tracking
- Limited transaction history
- Basic budgeting tools
- 1 User
Premium - Most Popular
$9.99/month
- Automated financial tracking
- Unlimited transaction history
- Advanced budgeting tools
- 1 User
Family Plan
$14.99/month
- All Premium features
- Shared financial goals
- Family expense tracking
- Up to 5 family members
Business Plan
$24.99/month
- All Family Plan features
- Business expense categorization
- Invoice tracking
- Up to 5 business users