Start Winning Against Spending
Take control of your finances with smart insights that show your exact daily budget, helping you spend confidently without the stress.
Join 8,347+ users who are saving more
Why Most People Never Build Wealth
The average American has $1,200 in savings. Here's why traditional budgeting fails.
The $1,500 Coffee Problem
You spend $5 on coffee and $12 on lunch daily. That's $1,500/month you don't track. Monthly budgets can't show you that your "small purchases" are actually your biggest expense.
Death by 47 Categories
Mint has 47 spending categories. YNAB requires 30 minutes of setup daily. When budgeting takes longer than your commute, you'll quit within 3 weeks.
Reports That Don't Help
"You spent $2,400 on dining this month." So what? You need to know: "You can afford $15 for lunch today without breaking your savings goal."
"Beware of little expenses; a small leak will sink a great ship."
— Benjamin Franklin
Everyone is Different
Turn daily awareness into wealth building power
Sarah's PersonalFi
January 2026
January 2026
Daily Financial Overview
Daily Tracking = 10x Better Results
Users who track daily save $2,847 more per month than those who check monthly.
Know Before You Spend
"Can I afford this $50 dinner?" Get an instant yes/no answer based on your actual daily budget, not guesswork. Make confident spending decisions every time.
Catch Money Leaks Fast
Spot the exact day you overspend, not 30 days later. Our users find an average of $200+ in monthly savings within their first week of daily tracking.
Hit Your Big Goals Faster
House down payment in 18 months instead of 5 years. Emergency fund in 6 months instead of "someday." Daily awareness turns financial goals into predictable timelines.
Real Users, Real Numbers
Specific savings from users who've been tracking for 90+ days.
“Was hemorrhaging $1,247/month on DoorDash and coffee runs between meetings. PersonalFi's daily view made it impossible to ignore. Cut to $423/month in 6 weeks. Extra $824/month goes straight to my down payment fund - at this rate I'll hit my $80k goal 14 months early.”
“Tracked $1,347/month going to Uber Eats and coffee shops near the office. The daily breakdown was brutal but eye-opening. Got it down to $634/month in 2 months. Banking the extra $713/month for my SaaS side project.”
“Tried YNAB for 6 months but the 45-minute weekly reconciliation killed me. PersonalFi gives me the same insight in 30 seconds: 'You have $73 left today.' Saved $1,156 in 11 weeks. Simple beats complex every time.”
“Wedding budget was $32k, needed to save $18k in 10 months. PersonalFi showed me spending $67/day on 'small stuff' - that's $2,010/month! Cut to $31/day, saved $1,116 extra per month. Hit our goal 2 months early and upgraded the venue.”
“Freelance income swings from $2,800 to $450/month. Other apps break with irregular income. PersonalFi adapts - tells me to save $89/day during good months, spend only $23/day during lean ones. Built $14,200 emergency fund in 13 months.”
“80-hour weeks = zero time for Mint's category sorting. PersonalFi just works automatically. Caught $387/month in forgotten subscriptions (Adobe, Netflix, gym I never used). That's $4,644/year toward student loans.”
“Living on $1,400/month from internship + parents. PersonalFi found $167/month in subscriptions I'd forgotten (Spotify, Adobe, 3 streaming services). That's my textbook budget! Finally have money for actual food instead of just ramen.”
“Thought I was disciplined - then PersonalFi showed $34/day on 'small' purchases (coffee, snacks, parking). That's $1,020/month! Cut to $16/day in 8 weeks. Extra $9,216/year is funding my side project. Sometimes the obvious stuff is invisible.”
“3 days on, 2 off, 2 nights, 3 off - my schedule breaks every budgeting app. PersonalFi adapts to the chaos. Found I was stress-spending $19/day on shift days, $8/day on off days. Evened it out to $12/day. Saved $3,247 in 7 months.”
What Happens When You Track Daily
Based on 8,347 active users over 7 months of tracked data
Simple, Transparent Pricing
Choose the plan that fits your financial journey. No hidden fees, cancel anytime.
Free
- ✓1 bank account
- ✓Daily budget insights
- ✓Basic spending tracking
- ✓Mobile app access
Pro
- ✓Up to 10 accounts
- ✓Advanced analytics
- ✓Export data
- ✓Priority support
Business
- ✓Up to 20 accounts
- ✓Account sharing
- ✓Business analyticsSee income and expenses against your businesses
All plans include bank-level security • 30-day free trial • Cancel anytime
Frequently Asked Questions
Everything you need to know about PersonalFi
Get Started in 3 Minutes
No spreadsheets, no manual entry, no complicated setup. Just instant financial clarity.
30-Second Setup
Enter your rent ($1,500), salary ($5,000), and any other fixed amounts. We instantly calculate your daily budget: "$67 available today after all bills."
One-Click Bank Sync
Connect your checking account in 60 seconds with bank-level security. Every purchase automatically updates your daily balance. Zero manual work required.
Watch Your Wealth Grow
See green days (you saved money) vs red days (you overspent) at a glance. Turn more days green and watch your savings account grow automatically.
Start Building Wealth Today
Your financial dreams are 3 minutes away