Financial Clarity Starts Here

Get Spending Under Control & Run Your Personal Finances Like a Business

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๐Ÿ“„ why we're building this
Reporting: Live

December 2024

S
M
T
W
TH
F
S
1 $24
2 $175
3 $65
4 $192
5 $142
6 $220
7 $67
8 $150
9 $30
10 $185
11 $120
12 $200
13 $50
14 $160
15 $40
16 $170
17 $135
18 $190
19 $60
20 $140
21 $35
22 $185
23 $125
24 $205
25 $55
26 $155
27 $45
28 $175
29 $135
30 $652
31 $451

Income
$7,335.52
Expenses
$5,043.20
Savings
+$2,292.32
Savings Rate
+31%

Analysis by AI

Financial Health: 94/100

๐ŸŽฏ Smart move saving $2,292! Let's put it to work: Split 70% into AI-driven stocks (est. 15% APY) and 30% in dividend stocks (est. 6% yield). In 5 years, you're looking at $6,800+ and compounding. ๐Ÿš€


โš ๏ธ Of family spenders, Sarah has used 81% of the variable budget ($842/$1040). High spending at Sephora ($320) and Lululemon ($275) this month. Consider not doing this in the future. ๐Ÿ’„


๐Ÿ’ก Your business earned $4,794.22 this month. Did your kids help? Hire them for tasks and shift income to lower tax brackets, saving up to $1,000 annually. ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ

Daily Net Earnings

See your daily net earnings and how they compare to your budget.

Savings Optimization

Intelligent recommendations to maximize your savings from your daily net earnings.

Secured Data

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What Beta Users Are Saying

Sarah J.

Sarah J.

Freelance Designer

"As a freelancer with irregular income, I always struggled to budget effectively. PersonalFi.ai has been a game-changer. It adapts to my cash flow and helps me stay on top of my finances, even in lean months."

Michael T.

Michael T.

Small Business Owner

"Running a small business, I wore many hats, including that of a financial manager. PersonalFi.ai simplified my personal and business finances, giving me more time to focus on growing my company. It's like having a CFO in my pocket!"

Emily R.

Emily R.

Recent Graduate

"Fresh out of college with student loans, I was overwhelmed by financial responsibilities. PersonalFi.ai guided me through creating a realistic budget and debt repayment plan. Now, I feel confident about my financial future!"

Choose Your Plan

Free

$0/month

  • Manual financial tracking
  • Limited transaction history
  • Basic budgeting tools
  • 1 User

Premium - Most Popular

$9.99/month

  • Automated financial tracking
  • Unlimited transaction history
  • Advanced budgeting tools
  • 1 User

Family Plan

$14.99/month

  • All Premium features
  • Shared financial goals
  • Family expense tracking
  • Up to 5 family members

Business Plan

$24.99/month

  • All Family Plan features
  • Business expense categorization
  • Invoice tracking
  • Up to 5 business users

Frequently Asked Questions