Clarity,
without judgment.
The dashboard for your marriage. See income and spending together, organized the way you choose—so you can stop fighting and start building.
Trusted by 10,000+ couples
What Couples Are Saying
Real stories from real couples.
"We finally stopped arguing about money. PersonalFi shows us exactly where we stand every day, so there's no guessing or surprise conversations."
Sarah & Mike
Married 5 years
"As newlyweds, we had no idea how to combine our finances. PersonalFi made it simple—we can see everything together without actually merging accounts."
Jessica & Alex
Newlyweds
"The calendar view changed everything. Seeing our spending patterns visually helped us plan for big purchases without stress."
David & Emily
Engaged
"We tried every budgeting app. PersonalFi is the first one that actually works because it doesn't make us feel guilty about every purchase."
Chris & Morgan
Married 10 years
Financial unity, simplified.
Most finance apps are backward-looking guilt trips. We built a forward-looking tool for couples who want to win together.
Joint Visibility
See all your accounts in one place without merging bank accounts. Maintain autonomy while gaining clarity.
Your Financial Canvas
Add income sources, categorize expenses against your businesses, manage multiple bank accounts, and share access with your partner. See your finances exactly how you want.
Visual Calendar
See your spending patterns at a glance. Green days mean you're ahead, red days mean you're building awareness.
The Experience Gap
Most finance apps show your rent as "$1,500 due on the 1st." But you're using that apartment every single day—you're just paying for it once.
PersonalFi changes this. We take your monthly bills and divide them by the number of days in the month. So your $1,500 rent becomes $50 per day, every day.
Now you can see how much you're actually spending each day. This helps you save money and make better decisions. And if you're sharing finances with a partner, you can spot issues early—before they become big fights.
No more confusion. No more money arguments. Just clear spending, every single day.
- No manual spreadsheets
- Bank-level security (Plaid integration)
- Designed for two player mode
From chaos to clarity in minutes.
No manual entry. No complex spreadsheets. Just the truth.
Connect Accounts
Securely link your bank accounts via Plaid. Read-only access ensures your money stays safe.
See Today's Net
Get a single number that tells you exactly how much you have available to spend today.
Plan Together
Set goals and track progress without the spreadsheet headaches or arguments.
Our Way: Five Terms That Change Everything
Most finance apps talk in accountant-speak. We speak plain English. Here's how we think about your money—so clear, you'll wonder why no one explained it like this before.
Fixed Expenses
Bills that stay the same: rent ($1,500), car payment ($400), gym membership ($50). Most apps miss this: Your rent isn't a one-time expense—you're using that apartment every day. PersonalFi divides it by days, so you see $50 per day for rent, $13 per day for your car.
Variable Expenses
Expenses that change: groceries ($200 one week, $150 the next), gas, coffee, dinners out. PersonalFi tracks these as they happen, so you see how daily choices add up. That $5 coffee shows up on that day. Your $80 grocery run appears on the calendar when it happens.
Fixed Income
Money you can count on: your paycheck ($5,000 on the 1st and 15th), monthly side hustle, regular freelance work. Like fixed expenses, PersonalFi spreads this across the month. Your $5,000 paycheck becomes $167 per day—because you're earning it to cover daily life, not just to sit there on payday.
Variable Income
Extra money that comes in unpredictably: surprise freelance projects, selling items online, tips, side gigs. PersonalFi shows this on the exact day it arrives, so you know exactly when you have more to work with. No guessing.
Daily Net Earnings (Your "Today's Net")
This is the magic number. How much money you have available to spend today.
Every day, PersonalFi takes your fixed income (spread across the month) plus any variable income that came in, then subtracts your fixed expenses (spread across the month) and variable expenses from that day. What's left? Your Daily Net Earnings.
Positive number? You're ahead today. Negative number? You spent more than you earned. This clarity changes everything—you see exactly where you stand, every single day.
Your data is safe. Period.
We use the same encryption standards as major banks. Your credentials are never stored on our servers.
SOC 2 Compliant
Our systems are audited regularly to ensure they meet the highest standards of security and privacy.
256-bit Encryption
All data is encrypted in transit and at rest using AES-256 encryption. Your financial life stays private.
Plaid Integration
We partner with Plaid to securely connect to 12,000+ financial institutions. We never see your login details.
Simple, transparent pricing.
Invest in your relationship for less than the cost of a streaming subscription.
Individual
Perfect for getting your own house in order.
- Connect unlimited accounts
- "Today's Net" dashboard
- Basic categorization
Family
Everything you need to build wealth together.
- Everything in Individual
- Partner sharing & sync
- Advanced insights
Ready to stop fighting about money?
No credit card required for 14-day trial. Cancel anytime.
Frequently Asked Questions
Everything you need to know about PersonalFi
Yes. We use Plaid for bank connections, which provides bank-level security and encryption. We never store your banking credentials. Your data is encrypted both in transit and at rest, and we comply with SOC 2 Type II standards.